LOAN CALCULATOR

Loan Prepayment Calculator

Estimate interest saved by a one-time loan prepayment.

✓ No login✓ Instant calculation✓ Inputs stay in your browser

Outstanding loan₹twenty lakh rupeesInterest rate% p.a.Remaining tenuremonthsOne-time prepayment₹two lakh rupeesPrepayment aftermonths

Estimated interest saved

₹3,89,968

Tenure reduced by29 / 100

Assumes EMI remains unchanged and the lender reduces tenure. Check your lender’s prepayment rules and charges.

For information only; not financial, investment, tax, legal or credit advice.

Plan with the numbers that matter.

Use this loan prepayment calculator to test the monthly commitment before you borrow. Change the amount, rate and tenure to see how each assumption affects the repayment.

Keep in mind: The result is an estimate for a fixed-rate loan. Confirm processing fees, insurance, prepayment charges and the final interest rate with your lender.

Frequently asked questions

What does this loan prepayment calculator estimate?

It estimates the monthly repayment and the interest payable from the loan amount, annual interest rate and repayment tenure you enter.

Does a longer tenure lower the EMI?

Usually yes. A longer tenure spreads repayments across more months, but it can increase the total interest paid.

Is this result a loan offer?

No. It is a planning estimate from Finance Calculator India by PaisaSync, not a quote, approval or financial recommendation.