Designed for smarter tracking.
SMS Auto-Capture
Intelligently parses bank and UPI SMS alerts to log transactions instantly. Zero manual entry needed.
Auto-Categorization
Merchant and message patterns sort spending into food, travel, bills and more. Correct one and it remembers that merchant forever.
Safe-to-Spend
Income minus your fixed commitments minus what you have already spent, with a per-day figure for the rest of the month.
Budgets & Trends
Set a limit per category, see six months of history, and find the merchants quietly taking the most.
Goals & Net Worth
Track an emergency fund or a savings target, and add the things SMS cannot see — mutual funds, FDs, EPF, gold.
PIN + Biometric Lock
A 4-digit PIN plus fingerprint unlock, and the app re-locks itself after a couple of minutes in the background.
Offline by design. Safe by default.
Unlike other finance trackers that scan and upload your texts to remote cloud databases, PaisaSync runs entirely inside your Android hardware.
On-Device Parsing
All SMS parsing and categorisation happens locally on your phone's processor. No message content is ever uploaded.
No Bank Logins
We never ask for your bank usernames, passwords or OTPs. Your bank accounts remain completely secure.
Zero Cloud Storage
We don't store your transactions on our servers. Because we don't have them, we can't lose them or sell them.
