Capabilities

Designed for Smarter Tracking.

PaisaSync brings automated tracking and deep financial insight directly to your phone, completely offline.

sms

SMS Auto-Capture

Intelligently parses bank and UPI SMS alerts to log transactions instantly. Zero manual entry needed.

Parses GPay, PhonePe, & Indian banks
category

Auto-Categorization

Merchant and message patterns sort spending into food, travel, bills and more. Correct one and it remembers that merchant forever.

boltLearns rules instantly
calculate

Safe-to-Spend

Income minus your fixed commitments minus what you have already spent, with a per-day figure for the rest of the month.

calculateDaily budget allocation
monitoring

Budgets & Trends

Set a limit per category, see six months of history, and find the merchants quietly taking the most.

trending_up6-month history reports
track_changes

Goals & Net Worth

Track an emergency fund or a savings target, and add the things SMS cannot see — mutual funds, FDs, EPF, gold.

paymentsFormatted in Lakhs & Crores
fingerprint

PIN + Biometric Lock

A 4-digit PIN plus fingerprint unlock, and the app re-locks itself after a couple of minutes in the background.

verified_userBiometrics never leave device
shieldPrivacy Safeguard

Offline by Design. Safe by Default.

Unlike other finance trackers that scan and upload your texts to remote cloud databases, PaisaSync runs entirely inside your Android hardware.

smartphone

On-Device Parsing

All SMS parsing and categorisation happens locally on your phone's processor. No message content is ever uploaded.

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No Bank Logins

We never ask for your bank usernames, passwords or OTPs. Your bank accounts remain completely secure.

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Zero Cloud Storage

We don't store your transactions on our servers. Because we don't have them, we can't lose them or sell them.

On-Device Parsing Pipeline

smsIncoming Bank SMSAndroid System
south
memoryPaisaSync Parser EngineLocal CPU
south
databaseEncrypted SQL DatabaseOn-Phone

Join thousands simplifying their financial lifestyle

Get the PaisaSync Android app to securely parse transaction alerts locally. Set budgets, track net worth, and manage your ledger without sharing passwords or uploading cloud data.

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🛡️ Privacy first • No spam • Only launch notifications