🇮🇳 Built for how India banks

Your spending, tracked
without typing a thing

Automatically syncs bank and UPI SMS on-device. No manual entry. Zero data leaves your phone — a clear picture of your finances, instantly.

Get the Android App arrow_forward See how it works
cloud_offWorks offline keyboard_hideNothing to type in androidAndroid only
Paisa Sync app showing total balance and recent transactions on an Android phone
account_balance_wallet
SALARY CREDITED
+₹75,000
two_wheeler
SWIGGY
−₹350
restaurant
ZOMATO
−₹450
shield_lockOn-device processing only publicMade in India no_accountsNo bank login required blockYour data is never sold
Features

Everything you need to manage your money smartly

Powerful features designed to give you clarity and control, without compromising your privacy.

sms

SMS Auto-Capture

Intelligently parses bank and UPI SMS alerts to log transactions instantly. Zero manual entry needed.

Debited ₹450 at ZomatoCredited ₹1,000 via UPISpent ₹25 on UPI/MetroDebited ₹450 at ZomatoCredited ₹1,000 via UPISpent ₹25 on UPI/Metro
category

Auto-Categorization

Merchant and message patterns sort spending into food, travel, bills and more. Correct one and it remembers that merchant forever.

GroceriesTransportDining
calculate

Safe-to-Spend

Income minus your fixed commitments minus what you have already spent, with a per-day figure for the rest of the month.

Today's limit₹1,250
monitoring

Budgets & Trends

Set a limit per category, see six months of history, and find the merchants quietly taking the most.

track_changes

Goals & Net Worth

Track an emergency fund or a savings target, and add the things SMS cannot see — mutual funds, FDs, EPF, gold.

fingerprint

PIN + Biometric Lock

A 4-digit PIN plus fingerprint unlock, and the app re-locks itself after a couple of minutes in the background.

Set up in seconds.
Literally.

No bank passwords. No waiting for verification. Just install, grant permission, and see your financial life instantly organised.

Install App

Download securely from the Google Play Store.

Allow Access

Grant SMS permission for on-device parsing only — nothing leaves your phone.

You're Done

Watch as your last few months of transactions organise themselves in seconds.

Privacy

Your data stays on your phone. Period.

We built Paisa Sync with privacy as the core foundation, not an afterthought. Read the full policy.

smartphone

On-Device Parsing

All SMS parsing and categorisation happens locally on your phone's processor. Nothing is sent to the cloud.

vpn_key_off

No Bank Logins

We never ask for your bank usernames, passwords or OTPs. Your bank accounts remain completely secure.

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Zero Cloud Storage

We don't store your transactions on our servers. Because we don't have them, we can't lose them or sell them.

Pricing

Free today. Fair tomorrow.

Paisa Sync is free to use. Premium is a small, optional upgrade for backup and sync — never for the tracking itself.

Coming soon
Free forever
₹0

No trial. No card. No catch.

  • check_circleAutomatic SMS transaction capture
  • check_circleAuto-categorization
  • check_circleBudgets & safe-to-spend calculator
  • check_circleGoals & net worth tracking
  • check_circlePIN + biometric lock
  • check_circleUnlimited history on-device
Get the app
Coming soon
Premium
₹499/year
₹1,299lifetimeBest value

For backup, sync and going deeper — everything free stays free.

  • verifiedEncrypted cloud backup & multi-device sync
  • verifiedTax-ready FY reports
  • verifiedPriority support
  • verifiedEarly access to new features
Notify me

Your transaction data stays on your device either way — Premium only adds an optional encrypted backup you control.

FAQ

Common questions

Everything you need to know about how Paisa Sync works.

Is my data safe?

Yes — that is the whole design. Paisa Sync works entirely offline after setup: it reads SMS locally on your device to extract transaction details, and that data stays in a database on your phone. We have no server holding it.

Why does it need SMS permission?

That is how it finds your transactions. Your bank already texts you every time money moves; Paisa Sync reads those messages on your device and turns them into a spending record. Without the permission you can still add everything by hand.

Which banks work?

It is not built around a fixed list. The parser understands the formats Indian banks and UPI apps use — HDFC, ICICI, SBI, Axis, Kotak, IDFC First, Canara, PNB, GPay, PhonePe and many more. An unfamiliar bank usually still works.

Is it free?

Yes — every feature you see today is free, with no trial and no card required. A small optional Premium tier for cloud backup and multi-device sync is planned; it will never gate the core tracking.

Is it available on iPhone?

Not yet. Apple does not allow any app to read SMS, so the automatic part cannot work on iOS.

What happens if I change my phone?

Your data lives on the device, so it does not travel with you today. Re-installing and re-scanning brings your transactions back from the SMS still on your phone.