SALARY CALCULATOR

Salary Calculator

Estimate monthly in-hand salary from a detailed CTC structure.

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Annual fixed CTC₹eleven lakh rupeesAnnual variable pay₹one lakh rupeesBasic salary share%Annual HRA allowance₹one lakh eighty thousand rupeesHRA tax exemption (old regime)₹one lakh twenty thousand rupeesOther monthly deductions₹zero rupeesTax regime (0 = New, 1 = Old)

Estimated monthly in-hand

₹80,748

Annual deductions₹2,31,026

New regime estimate. HRA exemption is considered only for the old regime; use your payslip and a tax professional for filing decisions.

For information only; not financial, investment, tax, legal or credit advice.

Plan with the numbers that matter.

Use your salary structure to estimate monthly in-hand income. You can model fixed and variable pay, basic salary, HRA, deductions and the old or new tax regime.

Keep in mind: Tax rules, exemptions, employer deductions and bonus timing vary. Compare this estimate with your payslip and seek tax advice before filing.

Frequently asked questions

What is in-hand salary?

In-hand salary is the amount estimated to reach your bank account after applicable employee deductions and estimated income tax.

Why is CTC different from in-hand salary?

CTC can include employer contributions, gratuity and benefits that are not paid as monthly take-home cash.

Which tax regime should I choose?

The right regime depends on your income and eligible deductions. This calculator lets you compare an estimate, but it is not tax advice.