HOUSING DECISION

Rent vs Buy Calculator

Compare the cost of renting with the estimated value you could build by buying over the same period.

✓ No login✓ Instant calculation✓ Inputs stay in your browser

Property price₹sixty lakh rupeesDown payment₹twelve lakh rupeesHome-loan interest rate% p.a.Comparison periodmonthsCurrent monthly rent₹twenty five thousand rupeesAnnual rent increase%Property appreciation% p.a.

Estimated buy advantage

₹1,48,67,575

Total rent over period₹1,01,45,112

Positive means buying appears ahead under these assumptions. It excludes maintenance, taxes, brokerage, investing the down payment and transaction costs—compare those before deciding.

For information only; not financial, investment, tax, legal or credit advice.

Plan with the numbers that matter.

Use this calculator to compare a renting scenario with a buying scenario over the same time period. It helps make assumptions visible before you decide.

Keep in mind: Home buying involves maintenance, stamp duty, taxes, brokerage, liquidity and investment-opportunity costs. Include them before making a decision.

Frequently asked questions

What does a rent versus buy comparison show?

It compares the assumptions you enter for property price, loan, rent, rent increases and appreciation over one time period.

Does buying always win in the long run?

No. The outcome depends on price, loan cost, tenure, rent, returns elsewhere and transaction costs.

Is this a property recommendation?

No. Finance Calculator India by PaisaSync provides an estimate to support your research, not a property or investment recommendation.