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How automatic expense tracking actually works in India — the mechanisms, the limits, and the things most apps would rather not explain.

A bank SMS being parsed on the phone into a categorised transaction entry, with no server involved
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How to Track UPI Expenses Automatically (Without Giving Any App Your Bank Login)

How apps see your spending: net banking logins, Account Aggregator, or SMS parsed on your phone. What each costs in privacy, and where each fails.

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Join thousands simplifying their financial lifestyle

Get the PaisaSync Android app to securely parse transaction alerts locally. Set budgets, track net worth, and manage your ledger without sharing passwords or uploading cloud data.

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